On the COVER of this issue is Tax Expert, Harvindar Singh who shares his take on the budget for the property market. Being the year end issue, we have several featured stories and reviews on some nice investment getaways. This issue is also packed with great project reviews for your investment consideration, news from across the industry, spotlight stories as well as excellent contribution from our renowned columnists. Not to forget Gunaprasath's Talking Points highlights scams by estate agents. Plus